House Prices

House Prices & Home Values Waterloo, IA 2026


Average Data

average house price$169,587
average size per house1577 ft²
average price per ft²108 $ / ft²

01/17/2026 - The value range (VR) for house prices in Waterloo, IA is $50/ sqft to $179/ sqft. An average home with 1577 sqft costs approximately $78,850 to $282,283. Waterloo, IA includes 3 ZIP codes and it is located in Black Hawk county. The lowest prices are found in ZIP 50703, while the highest are in ZIP 50701. The average price per sqare feet is $108. Our analysis is based on 31 property listings.

Avergage prices by ZIP codes Waterloo

50701162 $ / ft²
5070266 $ / ft²
5070351 $ / ft²




Historical development of home values in Waterloo

Year Estimated value (USD) Change vs. 2025
2010 $78,759 -53.6%
2011 $75,714 -55.4%
2012 $75,510 -55.5%
2013 $78,332 -53.8%
2014 $82,227 -51.5%
2015 $86,447 -49.0%
2016 $90,959 -46.4%
2017 $95,868 -43.5%
2018 $101,168 -40.3%
2019 $105,859 -37.6%
2020 $111,332 -34.4%
2021 $126,628 -25.3%
2022 $147,620 -13.0%
2023 $155,672 -8.2%
2024 $164,678 -2.9%
2025 $169,587 0.0%

Graph: estimated home values in Waterloo over time (USD)



Example: 100% financing house in Waterloo

Loan amount: $169,587

Interest rate: 6.00%

Fixed monthly payment: $1,016.76

Breakdown in the 1st month:
Interest portion: $847.94  –  Principal portion: $168.82

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $10,118.57 $2,082.55 $167,504.45
2 $9,990.12 $2,211.00 $165,293.46
3 $9,853.75 $2,347.36 $162,946.09
4 $9,708.97 $2,492.14 $160,453.95
5 $9,555.26 $2,645.85 $157,808.09
6 $9,392.07 $2,809.05 $154,999.05
7 $9,218.82 $2,982.30 $152,016.75
8 $9,034.87 $3,166.24 $148,850.50
9 $8,839.59 $3,361.53 $145,488.97
10 $8,632.26 $3,568.86 $141,920.11
11 $8,412.14 $3,788.98 $138,131.13
12 $8,178.44 $4,022.68 $134,108.45
13 $7,930.33 $4,270.79 $129,837.66
14 $7,666.92 $4,534.20 $125,303.46
15 $7,387.26 $4,813.86 $120,489.60
16 $7,090.35 $5,110.77 $115,378.84
17 $6,775.13 $5,425.99 $109,952.85
18 $6,440.46 $5,760.65 $104,192.19
19 $6,085.16 $6,115.96 $98,076.24
20 $5,707.94 $6,493.18 $91,583.06
21 $5,307.46 $6,893.66 $84,689.40
22 $4,882.27 $7,318.85 $77,370.56
23 $4,430.86 $7,770.26 $69,600.30
24 $3,951.61 $8,249.51 $61,350.79
25 $3,442.80 $8,758.32 $52,592.47
26 $2,902.60 $9,298.51 $43,293.95
27 $2,329.09 $9,872.03 $33,421.93
28 $1,720.20 $10,480.91 $22,941.01
29 $1,073.77 $11,127.35 $11,813.66
30 $387.45 $11,813.66 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Waterloo, IA


1500 sqft3900 sqft
Ø selling price$196,021$416,989
Ø fast selling$178,200$375,290
Ø high price sale$213,841$458,687

In 2026, houses in Waterloo, IA will be offered at an average price of $108 per square foot. A 1,500 sqft home priced at $196,021 is 20.79% more expensive per square foot than a 3,900 sqft home priced at $416,989. Home prices in Waterloo, IA vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $288,684. Sellers who can wait longer may achieve a higher price of up to $352,836.


Discover Waterloo, Iowa

Waterloo, Iowa, a thriving city in Black Hawk County, sits along the scenic Cedar River in the heart of the Cedar Valley.

Known for its rich industrial heritage and resilient Midwestern spirit, Waterloo blends history, innovation, and community pride.

Things to Do & Lifestyle

Visitors can explore the acclaimed John Deere Tractor & Engine Museum, the Waterloo Center for the Arts, and the interactive Phelps Youth Pavilion?top things to do in Waterloo, Iowa.
Families love Lost Island Waterpark and moments on the revitalized RiverLoop, which features trails, plazas, and public art.

Outdoor enthusiasts enjoy biking the Cedar Valley Nature Trail, paddling the river, and birding in nearby preserves.

Economy & Living

The local economy is anchored by advanced manufacturing, healthcare, and education, with a growing startup scene and strong small businesses.

Affordable cost of living, diverse neighborhoods, and quality schools make Waterloo, IA an appealing place to call home.

Dining ranges from classic Midwest comfort food to global flavors in downtown Waterloo's walkable district.

Annual events like My Waterloo Days and riverfront concerts energize the calendar and showcase community spirit.

With convenient access via U.S. 218 and the Waterloo Regional Airport, the city offers easy connectivity for work, travel, and weekend getaways.



FAQ – Home Values in Waterloo

What is the median home value in Waterloo in 2026?

In 2026, the typical home value in Waterloo is about $169,587 for an average home size of 1577 square feet. This corresponds to an average price of roughly $108 per square foot.

What is the average cost per square foot in Waterloo?

In 2026, homes in Waterloo sell for an average of around $108 per square foot, with a typical range between $50 and $179 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Waterloo is about 1577 square feet, with an estimated 2026 value around $169,587.



Locations close to Waterloo, IA

Evansdale, IA88 $ / ft²
Creston, IA35 $ / ft²
Afton, IA147 $ / ft²
Winthrop, IA51 $ / ft²
Westgate, IA63 $ / ft²
Wellsburg, IA85 $ / ft²
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