House Prices

House Prices & Home Values Covington, KY 2026


Average Data

average house price$243,535
average size per house1738 ft²
average price per ft²141 $ / ft²

01/24/2026 - The value range (VR) for house prices in Covington, KY is $90/ sqft to $157/ sqft. An average home with 1738 sqft costs approximately $156,420 to $272,866. Covington, KY includes 3 ZIP codes and it is located in Kenton county. The lowest prices are found in ZIP 41014, while the highest are in ZIP 41011. The average price per sqare feet is $141. Our analysis is based on 84 property listings.

Avergage prices by ZIP codes Covington

41011145 $ / ft²
4101498 $ / ft²
41016147 $ / ft²




Historical development of home values in Covington

Year Estimated value (USD) Change vs. 2025
2010 $113,102 -53.6%
2011 $108,728 -55.4%
2012 $108,436 -55.5%
2013 $112,489 -53.8%
2014 $118,082 -51.5%
2015 $124,143 -49.0%
2016 $130,621 -46.4%
2017 $137,671 -43.5%
2018 $145,283 -40.3%
2019 $152,019 -37.6%
2020 $159,878 -34.4%
2021 $181,844 -25.3%
2022 $211,989 -13.0%
2023 $223,552 -8.2%
2024 $236,485 -2.9%
2025 $243,535 0.0%

Graph: estimated home values in Covington over time (USD)



Example: 100% financing house in Covington

Loan amount: $243,535

Interest rate: 6.00%

Fixed monthly payment: $1,460.12

Breakdown in the 1st month:
Interest portion: $1,217.68  –  Principal portion: $242.44

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $14,530.75 $2,990.64 $240,544.36
2 $14,346.29 $3,175.09 $237,369.27
3 $14,150.46 $3,370.93 $233,998.34
4 $13,942.55 $3,578.84 $230,419.50
5 $13,721.81 $3,799.57 $226,619.93
6 $13,487.46 $4,033.92 $222,586.00
7 $13,238.66 $4,282.73 $218,303.28
8 $12,974.51 $4,546.88 $213,756.40
9 $12,694.07 $4,827.32 $208,929.09
10 $12,396.33 $5,125.06 $203,804.03
11 $12,080.23 $5,441.16 $198,362.87
12 $11,744.63 $5,776.76 $192,586.12
13 $11,388.33 $6,133.05 $186,453.06
14 $11,010.06 $6,511.33 $179,941.74
15 $10,608.45 $6,912.93 $173,028.80
16 $10,182.08 $7,339.31 $165,689.50
17 $9,729.41 $7,791.98 $157,897.52
18 $9,248.81 $8,272.57 $149,624.95
19 $8,738.58 $8,782.80 $140,842.14
20 $8,196.88 $9,324.51 $131,517.63
21 $7,621.76 $9,899.62 $121,618.01
22 $7,011.17 $10,510.21 $111,107.80
23 $6,362.93 $11,158.46 $99,949.34
24 $5,674.70 $11,846.69 $88,102.65
25 $4,944.02 $12,577.37 $75,525.29
26 $4,168.27 $13,353.11 $62,172.18
27 $3,344.68 $14,176.70 $47,995.48
28 $2,470.30 $15,051.09 $32,944.39
29 $1,541.98 $15,979.41 $16,964.98
30 $556.40 $16,964.98 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Covington, KY


1500 sqft3900 sqft
Ø selling price$255,916$544,401
Ø fast selling$232,651$489,961
Ø high price sale$279,180$598,842

In 2026, houses in Covington, KY will be offered at an average price of $141 per square foot. A 1,500 sqft home priced at $255,916 is 21.11% more expensive per square foot than a 3,900 sqft home priced at $544,401. Home prices in Covington, KY vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $376,894. Sellers who can wait longer may achieve a higher price of up to $460,648.


Explore Covington, KY

Riverfront Location

Located on the Ohio River across from Cincinnati, Covington, KY offers a walkable riverfront city with small-town warmth. Visitors love panoramic views of the Cincinnati skyline from the historic Roebling Suspension Bridge and the revitalized riverwalk.

History and Culture

Founded in the 19th century, Covington showcases preserved architecture, public art, and museums that tell the story of Northern Kentucky. Cultural anchors like the Carnegie and the Basilica of the Assumption draw art and history enthusiasts year-round.

Neighborhoods and Dining

Character-filled neighborhoods such as MainStrasse Village and the Covington Historic District are packed with indie boutiques, breweries, and chef-driven restaurants.
Foodies can savor farm-to-table dining, German heritage fare, and Kentucky bourbon bars within a few blocks.

Business and Real Estate

Covington?s economy blends startup energy with established employers, offering affordable office space and quick access to downtown Cincinnati. Growing residential options include renovated historic homes and modern riverfront apartments that attract young professionals and families.

Outdoors and Events

Outdoor lovers enjoy Devou Park?s trails, golf, and sweeping overlooks, while the Licking Riverside neighborhood invites peaceful strolls. Annual events, from summer concerts to Oktoberfest-style celebrations, make Covington, Kentucky a vibrant destination for travel, dining, and living.



FAQ – Home Values in Covington

What is the median home value in Covington in 2026?

In 2026, the typical home value in Covington is about $243,535 for an average home size of 1738 square feet. This corresponds to an average price of roughly $141 per square foot.

What is the average cost per square foot in Covington?

In 2026, homes in Covington sell for an average of around $141 per square foot, with a typical range between $90 and $157 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Covington is about 1738 square feet, with an estimated 2026 value around $243,535.



Locations close to Covington, KY

Ft Mitchell, KY136 $ / ft²
Erlanger, KY183 $ / ft²
Crittenden, KY149 $ / ft²
Latonia, KY101 $ / ft²
Corinth, KY172 $ / ft²
Carrollton, KY41 $ / ft²




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