House Prices

House Prices & Home Values Saint Cloud, MN 2026


Average Data

average house price$225,315
average size per house1728 ft²
average price per ft²131 $ / ft²

01/19/2026 - The value range (VR) for house prices in Saint Cloud, MN is $84/ sqft to $136/ sqft. An average home with 1728 sqft costs approximately $145,152 to $235,008. Saint Cloud, MN includes 2 ZIP codes and it is located in Stearns county. The lowest prices are found in ZIP 56303, while the highest are in ZIP 56301. The average price per sqare feet is $131. Our analysis is based on 7 property listings.

Avergage prices by ZIP codes Saint Cloud

56301126 $ / ft²
5630385 $ / ft²




Historical development of home values in Saint Cloud

Year Estimated value (USD) Change vs. 2025
2010 $104,640 -53.6%
2011 $100,594 -55.4%
2012 $100,323 -55.5%
2013 $104,073 -53.8%
2014 $109,248 -51.5%
2015 $114,855 -49.0%
2016 $120,849 -46.4%
2017 $127,371 -43.5%
2018 $134,413 -40.3%
2019 $140,646 -37.6%
2020 $147,916 -34.4%
2021 $168,239 -25.3%
2022 $196,129 -13.0%
2023 $206,827 -8.2%
2024 $218,792 -2.9%
2025 $225,315 0.0%

Graph: estimated home values in Saint Cloud over time (USD)



Example: 100% financing house in Saint Cloud

Loan amount: $225,315

Interest rate: 6.00%

Fixed monthly payment: $1,350.88

Breakdown in the 1st month:
Interest portion: $1,126.58  –  Principal portion: $224.30

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $13,443.63 $2,766.89 $222,548.11
2 $13,272.98 $2,937.55 $219,610.55
3 $13,091.79 $3,118.73 $216,491.82
4 $12,899.44 $3,311.09 $213,180.73
5 $12,695.22 $3,515.31 $209,665.42
6 $12,478.40 $3,732.13 $205,933.30
7 $12,248.21 $3,962.32 $201,970.98
8 $12,003.82 $4,206.70 $197,764.28
9 $11,744.36 $4,466.16 $193,298.12
10 $11,468.90 $4,741.63 $188,556.49
11 $11,176.45 $5,034.08 $183,522.41
12 $10,865.96 $5,344.57 $178,177.84
13 $10,536.32 $5,674.21 $172,503.63
14 $10,186.34 $6,024.18 $166,479.45
15 $9,814.78 $6,395.74 $160,083.70
16 $9,420.31 $6,790.22 $153,293.49
17 $9,001.50 $7,209.02 $146,084.46
18 $8,556.87 $7,653.66 $138,430.80
19 $8,084.81 $8,125.72 $130,305.08
20 $7,583.63 $8,626.90 $121,678.18
21 $7,051.54 $9,158.99 $112,519.19
22 $6,486.63 $9,723.89 $102,795.30
23 $5,886.89 $10,323.64 $92,471.66
24 $5,250.15 $10,960.38 $81,511.28
25 $4,574.13 $11,636.39 $69,874.88
26 $3,856.43 $12,354.10 $57,520.78
27 $3,094.45 $13,116.07 $44,404.71
28 $2,285.48 $13,925.05 $30,479.66
29 $1,426.62 $14,783.91 $15,695.75
30 $514.78 $15,695.75 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Cloud, MN


1500 sqft3900 sqft
Ø selling price$237,766$505,792
Ø fast selling$216,151$455,212
Ø high price sale$259,381$556,371

In 2026, houses in Saint Cloud, MN will be offered at an average price of $131 per square foot. A 1,500 sqft home priced at $237,766 is 21.16% more expensive per square foot than a 3,900 sqft home priced at $505,792. Home prices in Saint Cloud, MN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $350,163. Sellers who can wait longer may achieve a higher price of up to $427,978.

FAQ – Home Values in Saint Cloud

What is the median home value in Saint Cloud in 2026?

In 2026, the typical home value in Saint Cloud is about $225,315 for an average home size of 1728 square feet. This corresponds to an average price of roughly $131 per square foot.

What is the average cost per square foot in Saint Cloud?

In 2026, homes in Saint Cloud sell for an average of around $131 per square foot, with a typical range between $84 and $136 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Cloud is about 1728 square feet, with an estimated 2026 value around $225,315.



Locations close to Saint Cloud, MN

Albany, MN145 $ / ft²
Alexandria, MN139 $ / ft²
Ashby, MN107 $ / ft²
Wood Lake, MN37 $ / ft²
Wheaton, MN62 $ / ft²
Watson, MN147 $ / ft²
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