House Prices

House Prices & Home Values Saint Joseph, MO 2026


Average Data

average house price$150,091
average size per house1642 ft²
average price per ft²92 $ / ft²

01/24/2026 - The value range (VR) for house prices in Saint Joseph, MO is $50/ sqft to $106/ sqft. An average home with 1642 sqft costs approximately $82,100 to $174,052. Saint Joseph, MO includes 6 ZIP codes and it is located in Buchanan county. The lowest prices are found in ZIP 64501, while the highest are in ZIP 64506. The average price per sqare feet is $92. Our analysis is based on 43 property listings.

Avergage prices by ZIP codes Saint Joseph

6450155 $ / ft²
6450384 $ / ft²
6450471 $ / ft²
6450588 $ / ft²
64506104 $ / ft²
6450787 $ / ft²




Historical development of home values in Saint Joseph

Year Estimated value (USD) Change vs. 2025
2010 $69,705 -53.6%
2011 $67,009 -55.4%
2012 $66,829 -55.5%
2013 $69,327 -53.8%
2014 $72,774 -51.5%
2015 $76,509 -49.0%
2016 $80,502 -46.4%
2017 $84,847 -43.5%
2018 $89,538 -40.3%
2019 $93,690 -37.6%
2020 $98,533 -34.4%
2021 $112,070 -25.3%
2022 $130,649 -13.0%
2023 $137,775 -8.2%
2024 $145,746 -2.9%
2025 $150,091 0.0%

Graph: estimated home values in Saint Joseph over time (USD)



Example: 100% financing house in Saint Joseph

Loan amount: $150,091

Interest rate: 6.00%

Fixed monthly payment: $899.87

Breakdown in the 1st month:
Interest portion: $750.46  –  Principal portion: $149.42

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $8,955.32 $1,843.14 $148,247.86
2 $8,841.64 $1,956.82 $146,291.05
3 $8,720.95 $2,077.51 $144,213.54
4 $8,592.81 $2,205.64 $142,007.90
5 $8,456.77 $2,341.68 $139,666.21
6 $8,312.34 $2,486.11 $137,180.10
7 $8,159.01 $2,639.45 $134,540.65
8 $7,996.21 $2,802.25 $131,738.40
9 $7,823.37 $2,975.08 $128,763.32
10 $7,639.88 $3,158.58 $125,604.74
11 $7,445.06 $3,353.39 $122,251.35
12 $7,238.23 $3,560.22 $118,691.12
13 $7,018.65 $3,779.81 $114,911.31
14 $6,785.52 $4,012.94 $110,898.37
15 $6,538.01 $4,260.45 $106,637.92
16 $6,275.23 $4,523.23 $102,114.70
17 $5,996.25 $4,802.21 $97,312.49
18 $5,700.06 $5,098.40 $92,214.09
19 $5,385.60 $5,412.86 $86,801.23
20 $5,051.75 $5,746.71 $81,054.52
21 $4,697.30 $6,101.15 $74,953.37
22 $4,321.00 $6,477.46 $68,475.91
23 $3,921.48 $6,876.98 $61,598.93
24 $3,497.32 $7,301.13 $54,297.80
25 $3,047.01 $7,751.45 $46,546.35
26 $2,568.91 $8,229.54 $38,316.81
27 $2,061.33 $8,737.12 $29,579.69
28 $1,522.45 $9,276.01 $20,303.68
29 $950.32 $9,848.13 $10,455.54
30 $342.91 $10,455.54 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Joseph, MO


1500 sqft3900 sqft
Ø selling price$166,980$355,212
Ø fast selling$151,800$319,691
Ø high price sale$182,161$390,734

In 2026, houses in Saint Joseph, MO will be offered at an average price of $92 per square foot. A 1,500 sqft home priced at $166,980 is 24.96% more expensive per square foot than a 3,900 sqft home priced at $355,212. Home prices in Saint Joseph, MO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $245,917. Sellers who can wait longer may achieve a higher price of up to $300,564.


Saint Joseph, Missouri: A Historic River City with Modern Momentum

Overview

Located along the Missouri River, Saint Joseph, MO blends frontier history with modern Midwest living. Known for the Pony Express National Museum and the Jesse James Home, the city draws history enthusiasts year-round.


Attractions and Things to Do

Downtown St. Joseph features revitalized brick streets, local breweries, and galleries that add to the many things to do in Saint Joseph, MO. Outdoor lovers enjoy Krug Park, riverfront trails, and nearby Loess Bluffs National Wildlife Refuge for birding. Family-friendly events like Trails West! and seasonal farmers markets showcase local food, music, and art.


Economy and Neighborhoods

The cost of living in St. Joseph, Missouri is typically lower than the national average, while major employers in healthcare, manufacturing, and logistics provide steady jobs. Proximity to Kansas City via I-29 adds commuting options, airport access, and regional entertainment within an hour?s drive. Neighborhoods range from historic mansions on Museum Hill to new builds on the east side, offering value for first-time buyers and move-up families.


Education and Healthcare

Missouri Western State University, strong public schools, and technical training programs support workforce development and lifelong learning. Quality healthcare at Mosaic Life Care, reliable utilities, and expanding fiber internet round out the amenities that make Saint Joseph, MO a smart place to live or invest.



FAQ – Home Values in Saint Joseph

What is the median home value in Saint Joseph in 2026?

In 2026, the typical home value in Saint Joseph is about $150,091 for an average home size of 1642 square feet. This corresponds to an average price of roughly $92 per square foot.

What is the average cost per square foot in Saint Joseph?

In 2026, homes in Saint Joseph sell for an average of around $92 per square foot, with a typical range between $50 and $106 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Joseph is about 1642 square feet, with an estimated 2026 value around $150,091.



Locations close to Saint Joseph, MO

Chillicothe, MO153 $ / ft²
Altamont, MO156 $ / ft²
Bogard, MO174 $ / ft²
Worth, MO177 $ / ft²
Westboro, MO163 $ / ft²
Weatherby, MO278 $ / ft²




  imprint  Privacy