House Prices

House Prices & Home Values Saint Charles, MO 2026


Average Data

average house price$345,786
average size per house2480 ft²
average price per ft²140 $ / ft²

01/24/2026 - The value range (VR) for house prices in Saint Charles, MO is $129/ sqft to $144/ sqft. An average home with 2480 sqft costs approximately $319,920 to $357,120. Saint Charles, MO includes 3 ZIP codes and it is located in St. Charles county. The lowest prices are found in ZIP 63303, while the highest are in ZIP 63304. The average price per sqare feet is $140. Our analysis is based on 41 property listings.

Avergage prices by ZIP codes Saint Charles

63301135 $ / ft²
63303138 $ / ft²
63304157 $ / ft²




Historical development of home values in Saint Charles

Year Estimated value (USD) Change vs. 2025
2010 $160,589 -53.6%
2011 $154,379 -55.4%
2012 $153,964 -55.5%
2013 $159,718 -53.8%
2014 $167,660 -51.5%
2015 $176,265 -49.0%
2016 $185,464 -46.4%
2017 $195,474 -43.5%
2018 $206,281 -40.3%
2019 $215,846 -37.6%
2020 $227,004 -34.4%
2021 $258,193 -25.3%
2022 $300,995 -13.0%
2023 $317,413 -8.2%
2024 $335,776 -2.9%
2025 $345,786 0.0%

Graph: estimated home values in Saint Charles over time (USD)



Example: 100% financing house in Saint Charles

Loan amount: $345,786

Interest rate: 6.00%

Fixed monthly payment: $2,073.16

Breakdown in the 1st month:
Interest portion: $1,728.93  –  Principal portion: $344.23

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $20,631.65 $4,246.29 $341,539.71
2 $20,369.75 $4,508.19 $337,031.51
3 $20,091.69 $4,786.25 $332,245.26
4 $19,796.49 $5,081.46 $327,163.81
5 $19,483.07 $5,394.87 $321,768.94
6 $19,150.33 $5,727.61 $316,041.33
7 $18,797.06 $6,080.88 $309,960.45
8 $18,422.01 $6,455.93 $303,504.51
9 $18,023.82 $6,854.12 $296,650.39
10 $17,601.07 $7,276.87 $289,373.52
11 $17,152.25 $7,725.69 $281,647.83
12 $16,675.75 $8,202.19 $273,445.64
13 $16,169.85 $8,708.09 $264,737.55
14 $15,632.76 $9,245.18 $255,492.36
15 $15,062.53 $9,815.41 $245,676.96
16 $14,457.14 $10,420.80 $235,256.16
17 $13,814.41 $11,063.53 $224,192.63
18 $13,132.04 $11,745.91 $212,446.72
19 $12,407.57 $12,470.37 $199,976.35
20 $11,638.43 $13,239.51 $186,736.84
21 $10,821.84 $14,056.10 $172,680.74
22 $9,954.90 $14,923.05 $157,757.70
23 $9,034.47 $15,843.47 $141,914.23
24 $8,057.28 $16,820.66 $125,093.57
25 $7,019.82 $17,858.12 $107,235.46
26 $5,918.37 $18,959.57 $88,275.89
27 $4,748.99 $20,128.95 $68,146.93
28 $3,507.48 $21,370.46 $46,776.47
29 $2,189.40 $22,688.55 $24,087.93
30 $790.02 $24,087.93 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Saint Charles, MO


1500 sqft3900 sqft
Ø selling price$254,101$540,540
Ø fast selling$231,001$486,487
Ø high price sale$277,200$594,594

In 2026, houses in Saint Charles, MO will be offered at an average price of $140 per square foot. A 1,500 sqft home priced at $254,101 is 23.64% more expensive per square foot than a 3,900 sqft home priced at $540,540. Home prices in Saint Charles, MO vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $374,221. Sellers who can wait longer may achieve a higher price of up to $457,381.


Saint Charles, MO: A Historic Riverfront City

History and Attractions

Located along the Missouri River, Saint Charles, MO blends historic charm with modern conveniences in the St. Louis region.

Visitors love the brick-lined historic Main Street, where restored buildings house boutiques, galleries, and cozy bed-and-breakfasts.

The city?s frontier legacy shines at the Lewis and Clark Boat House and on interpretive trails celebrating the expedition.


Outdoor Recreation and Events

Outdoor enthusiasts bike or walk the scenic Katy Trail and relax in Frontier Park with river views and festivals.

Signature events like Oktoberfest and Christmas Traditions draw families and visitors, boosting local tourism year-round.


Dining, Shopping, and Nightlife

A vibrant dining scene features family-friendly restaurants, craft breweries, and riverside patios near the Ameristar Casino.

For meetings and exhibitions, the St. Charles Convention Center offers flexible space close to hotels and historic venues.


Living and Business

Residents appreciate strong schools, diverse housing options, and parks that support an active lifestyle.

The local economy supports small businesses and growing tech startups, benefiting from proximity to the St. Louis job market.


Travel and Access

Convenient access via I-70 and Lambert?St. Louis International Airport makes St. Charles Missouri easy to reach for weekend getaways and weddings.



FAQ – Home Values in Saint Charles

What is the median home value in Saint Charles in 2026?

In 2026, the typical home value in Saint Charles is about $345,786 for an average home size of 2480 square feet. This corresponds to an average price of roughly $140 per square foot.

What is the average cost per square foot in Saint Charles?

In 2026, homes in Saint Charles sell for an average of around $140 per square foot, with a typical range between $129 and $144 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Saint Charles is about 2480 square feet, with an estimated 2026 value around $345,786.



Locations close to Saint Charles, MO

Annada, MO169 $ / ft²
Augusta, MO180 $ / ft²
Bellflower, MO44 $ / ft²
Saint Louis, MO123 $ / ft²
Rosebud, MO71 $ / ft²
Washington, MO160 $ / ft²




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