House Prices

House Prices & Home Values Spearfish, SD 2026


Average Data

average house price$287,450
average size per house1677 ft²
average price per ft²172 $ / ft²

01/19/2026 - The value range (VR) for house prices in Spearfish, SD is $117/ sqft to $222/ sqft. An average home with 1677 sqft costs approximately $196,209 to $372,294. Spearfish, SD includes 2 ZIP codes and it is located in Lawrence county. The lowest prices are found in ZIP 57783, while the highest are in ZIP 57799. The average price per sqare feet is $172. Our analysis is based on 2 property listings.

Avergage prices by ZIP codes Spearfish

57783126 $ / ft²
57799224 $ / ft²




Historical development of home values in Spearfish

Year Estimated value (USD) Change vs. 2025
2010 $133,497 -53.6%
2011 $128,335 -55.4%
2012 $127,989 -55.5%
2013 $132,773 -53.8%
2014 $139,375 -51.5%
2015 $146,528 -49.0%
2016 $154,175 -46.4%
2017 $162,497 -43.5%
2018 $171,480 -40.3%
2019 $179,432 -37.6%
2020 $188,707 -34.4%
2021 $214,634 -25.3%
2022 $250,215 -13.0%
2023 $263,864 -8.2%
2024 $279,129 -2.9%
2025 $287,450 0.0%

Graph: estimated home values in Spearfish over time (USD)



Example: 100% financing house in Spearfish

Loan amount: $287,450

Interest rate: 6.00%

Fixed monthly payment: $1,723.41

Breakdown in the 1st month:
Interest portion: $1,437.25  –  Principal portion: $286.16

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $17,150.98 $3,529.92 $283,920.08
2 $16,933.26 $3,747.64 $280,172.44
3 $16,702.11 $3,978.78 $276,193.66
4 $16,456.71 $4,224.19 $271,969.47
5 $16,196.17 $4,484.72 $267,484.75
6 $15,919.56 $4,761.33 $262,723.42
7 $15,625.89 $5,055.00 $257,668.41
8 $15,314.11 $5,366.78 $252,301.63
9 $14,983.10 $5,697.79 $246,603.84
10 $14,631.67 $6,049.22 $240,554.62
11 $14,258.57 $6,422.32 $234,132.29
12 $13,862.46 $6,818.44 $227,313.85
13 $13,441.91 $7,238.99 $220,074.87
14 $12,995.43 $7,685.47 $212,389.40
15 $12,521.40 $8,159.49 $204,229.90
16 $12,018.14 $8,662.75 $195,567.15
17 $11,483.84 $9,197.05 $186,370.10
18 $10,916.59 $9,764.31 $176,605.79
19 $10,314.35 $10,366.55 $166,239.24
20 $9,674.96 $11,005.93 $155,233.31
21 $8,996.14 $11,684.76 $143,548.55
22 $8,275.45 $12,405.45 $131,143.11
23 $7,510.31 $13,170.59 $117,972.52
24 $6,697.98 $13,982.92 $103,989.60
25 $5,835.54 $14,845.36 $89,144.24
26 $4,919.91 $15,760.98 $73,383.26
27 $3,947.81 $16,733.09 $56,650.17
28 $2,915.75 $17,765.15 $38,885.02
29 $1,820.03 $18,860.86 $20,024.16
30 $656.74 $20,024.16 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Spearfish, SD


1500 sqft3900 sqft
Ø selling price$312,180$664,092
Ø fast selling$283,800$597,683
Ø high price sale$340,560$730,502

In 2026, houses in Spearfish, SD will be offered at an average price of $172 per square foot. A 1,500 sqft home priced at $312,180 is 24.59% more expensive per square foot than a 3,900 sqft home priced at $664,092. Home prices in Spearfish, SD vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $459,757. Sellers who can wait longer may achieve a higher price of up to $561,925.

FAQ – Home Values in Spearfish

What is the median home value in Spearfish in 2026?

In 2026, the typical home value in Spearfish is about $287,450 for an average home size of 1677 square feet. This corresponds to an average price of roughly $172 per square foot.

What is the average cost per square foot in Spearfish?

In 2026, homes in Spearfish sell for an average of around $172 per square foot, with a typical range between $117 and $222 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Spearfish is about 1677 square feet, with an estimated 2026 value around $287,450.



Locations close to Spearfish, SD

Wounded Knee, SD225 $ / ft²
Whitewood, SD198 $ / ft²
White Owl, SD209 $ / ft²
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