House Prices

House Prices & Home Values Chattanooga, TN 2026


Average Data

average house price$324,788
average size per house1862 ft²
average price per ft²175 $ / ft²

01/17/2026 - The value range (VR) for house prices in Chattanooga, TN is $115/ sqft to $346/ sqft. An average home with 1862 sqft costs approximately $214,130 to $644,252. Chattanooga, TN includes 15 ZIP codes and it is located in Hamilton county. The lowest prices are found in ZIP 37410, while the highest are in ZIP 37402. The average price per sqare feet is $175. Our analysis is based on 161 property listings.

Avergage prices by ZIP codes Chattanooga

37402337 $ / ft²
37403272 $ / ft²
37404155 $ / ft²
37405178 $ / ft²
37406138 $ / ft²
37407123 $ / ft²
37408238 $ / ft²
37409144 $ / ft²
37410125 $ / ft²
37411134 $ / ft²
37412129 $ / ft²
37415144 $ / ft²
37416125 $ / ft²
37419165 $ / ft²
37421159 $ / ft²




Historical development of home values in Chattanooga

Year Estimated value (USD) Change vs. 2025
2010 $150,837 -53.6%
2011 $145,005 -55.4%
2012 $144,614 -55.5%
2013 $150,019 -53.8%
2014 $157,479 -51.5%
2015 $165,561 -49.0%
2016 $174,202 -46.4%
2017 $183,604 -43.5%
2018 $193,755 -40.3%
2019 $202,739 -37.6%
2020 $213,219 -34.4%
2021 $242,514 -25.3%
2022 $282,717 -13.0%
2023 $298,138 -8.2%
2024 $315,386 -2.9%
2025 $324,788 0.0%

Graph: estimated home values in Chattanooga over time (USD)



Example: 100% financing house in Chattanooga

Loan amount: $324,788

Interest rate: 6.00%

Fixed monthly payment: $1,947.27

Breakdown in the 1st month:
Interest portion: $1,623.94  –  Principal portion: $323.33

Yearly breakdown (100% financing)

Year Interest per year ($) Principal per year ($) Remaining balance at year-end ($)
1 $19,378.78 $3,988.43 $320,799.57
2 $19,132.79 $4,234.43 $316,565.13
3 $18,871.61 $4,495.60 $312,069.53
4 $18,594.34 $4,772.88 $307,296.65
5 $18,299.95 $5,067.26 $302,229.38
6 $17,987.42 $5,379.80 $296,849.58
7 $17,655.60 $5,711.62 $291,137.97
8 $17,303.32 $6,063.89 $285,074.07
9 $16,929.32 $6,437.90 $278,636.17
10 $16,532.24 $6,834.98 $271,801.19
11 $16,110.67 $7,256.55 $264,544.65
12 $15,663.11 $7,704.11 $256,840.53
13 $15,187.93 $8,179.29 $248,661.25
14 $14,683.45 $8,683.77 $239,977.48
15 $14,147.86 $9,219.36 $230,758.12
16 $13,579.23 $9,787.99 $220,970.13
17 $12,975.52 $10,391.69 $210,578.44
18 $12,334.59 $11,032.63 $199,545.80
19 $11,654.12 $11,713.10 $187,832.71
20 $10,931.68 $12,435.54 $175,397.17
21 $10,164.68 $13,202.53 $162,194.63
22 $9,350.38 $14,016.84 $148,177.80
23 $8,485.85 $14,881.37 $133,296.43
24 $7,568.00 $15,799.22 $117,497.21
25 $6,593.54 $16,773.68 $100,723.54
26 $5,558.98 $17,808.24 $82,915.30
27 $4,460.60 $18,906.61 $64,008.68
28 $3,294.49 $20,072.73 $43,935.95
29 $2,056.44 $21,310.77 $22,625.18
30 $742.04 $22,625.18 $0.00

Note: The calculation is based on a standard annuity mortgage with a fixed monthly payment over the entire term. Extra payments, interest rate changes, and additional purchase costs (e.g. taxes, notary fees) are not included.


How to sell in Chattanooga, TN


1500 sqft3900 sqft
Ø selling price$317,625$675,675
Ø fast selling$288,750$608,108
Ø high price sale$346,500$743,243

In 2026, houses in Chattanooga, TN will be offered at an average price of $175 per square foot. A 1,500 sqft home priced at $317,625 is 22.36% more expensive per square foot than a 3,900 sqft home priced at $675,675. Home prices in Chattanooga, TN vary significantly depending on the neighborhood and location. For a quick sale, a 2,700 sqft home should be listed at around $467,776. Sellers who can wait longer may achieve a higher price of up to $571,726.


Explore Chattanooga, Tennessee

Scenic City & Lookout Mountain

Chattanooga, TN earns its nickname ?Scenic City? with sweeping views from Lookout Mountain and the Tennessee River.
Iconic sights like Ruby Falls and Rock City draw travelers year-round for caves, gardens, and panoramic overlooks.

Outdoor Adventure on the Tennessee River

The revitalized Riverwalk invites biking, kayaking, and sunset strolls along the Tennessee River.
Nearby trails such as Stringers Ridge and Raccoon Mountain offer mountain biking and hiking minutes from downtown Chattanooga, Tennessee.

Family-Friendly Attractions

The world-class Tennessee Aquarium anchors a lively downtown with IMAX, river cruises, and kid-friendly fun.
Families also love the Creative Discovery Museum and seasonal events at Coolidge Park across the Walnut Street Bridge.

Arts, Culture, and Eats

Explore the Hunter Museum of American Art, street murals in the Southside, and galleries in the Bluff View Art District.
From farm-to-table restaurants to classic barbecue and craft breweries, Chattanooga, TN serves vibrant flavors in walkable neighborhoods.

Travel Tips and Access

Convenient to I-24 and I-75 with a growing airport, the city offers diverse hotels, historic inns, and riverfront stays.
Visit in spring or fall for mild weather, and use the free electric shuttle to explore attractions without parking hassles.



FAQ – Home Values in Chattanooga

What is the median home value in Chattanooga in 2026?

In 2026, the typical home value in Chattanooga is about $324,788 for an average home size of 1862 square feet. This corresponds to an average price of roughly $175 per square foot.

What is the average cost per square foot in Chattanooga?

In 2026, homes in Chattanooga sell for an average of around $175 per square foot, with a typical range between $115 and $346 per square foot, depending on the property’s location, condition, and lot size.

What is the average home size in ?

The average home size in Chattanooga is about 1862 square feet, with an estimated 2026 value around $324,788.



Locations close to Chattanooga, TN

Johnson City, TN123 $ / ft²
Afton, TN193 $ / ft²
Blountville, TN119 $ / ft²
Winchester, TN133 $ / ft²
Whitwell, TN137 $ / ft²
Whiteside, TN221 $ / ft²
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